Global demographic shifts and rising wealth could fuel cryptocurrency adoption and demand for assets well into the next century.
Demand for global assets, including cryptocurrencies, is expected to be driven by an aging global population and increasing productivity globally, resulting in an older population with more capital to invest.
This dynamic will drive demand for assets through 2100, according to the US Federal Reserve Bank of Kansas City. “For asset demand, population aging means that the upward trend of recent decades will continue,” says a research report published on August 25.
“Using population projections to extend our historical analysis, we project that aging will increase demand for assets by an additional 200% of GDP between 2024 and 2100.”
The report adds that this dynamic could “imply a continued decline in real interest rates,” boosting demand for alternative investments such as Bitcoin (BTC).
Investors will value Bitcoin like gold in the next 75 years
Even though cryptocurrencies are still considered risky assets, increasing regulatory clarity could lead the aging population to value Bitcoin. 
BTCUSD as much as gold in the next 75 years, according to Gracy Chen, CEO of cryptocurrency exchange Bitget.
About a third, or 34%, of global cryptocurrency holders were aged 24 to 35 as of December 2024, according to a report from crypto payments company Triple-A.
Although crypto remains a volatile asset class, increasing regulatory clarity and institutional products such as ETFs could make Bitcoin more attractive to older investors, Chen told Cointelegraph.
“The maturity of the crypto regulations we are currently working on can play an important role in fueling future demand for this asset class.”
Chen added that the growing “government support” of crypto and its proven role as a store of value will see the aging population “evolve to value Bitcoin as much as they have come to value gold in a 75-year span.”
Bitcoin accounted for a third, or 30.95%, of total assets in investors’ portfolios in May, up from 25.4% in November 2024.
Rising Wealth Fuels Cryptocurrency Diversification
Analysts at cryptocurrency exchange Bitfinex said rising global wealth would likely result in a greater appetite for risk and diversification into emerging asset classes such as crypto.
“Increasing personal wealth increases diversification into newer assets, as risk appetite grows,” analysts told Cointelegraph. “We find that higher wealth levels translate into increased demand for crypto, while investors with longer investment horizons are more likely to be open to investing in Bitcoin.”
They added that younger, more tech-savvy investors “will look more favorably on altcoins and new crypto projects, given their better understanding of technology and risk tolerance.”
